Deposit Accounts

Checking

Value Checking

Small Business
Minimum to Open: $250.00
Minimum Balance: $10.00 Service Charge per month if below $250.00 account balance
Service Fees: 10 Free Debits per month; 100 Free Deposit Items per month

 

Additional Benefits:

  • Debit Card – $1.00 Debit Card Monthly Fee per month per card (available upon request)
  • Check Images – $2.50 Image Fee per month (available upon request)
  • Online Banking
  • Online BillPay (subject to approval)
  • Free E-Statements (paper statement available for a monthly $5.00 Paper Statement Fee)
  • Free 24-Hour Telephone Banking
  • Free Endorsement Stamp (available upon request)
  • Free Commercial Coin Wrapping

Advanced Checking

Large Business
Minimum to Open: $500.00
Minimum Balance: None
Service Fees: Earnings Credit Offsets Service Fees

 

Additional Benefits

  • Debit Card – $1.00 Debit Card Monthly Fee per month per card (available upon request)
  • Check Images – $2.50 Image Fee per month (available upon request)
  • Online Banking
  • Online BillPay (subject to approval)
  • ACH Origination (subject to approval; fees may apply)
  • Free E-Statements (paper statement available for a monthly $5.00 Paper Statement Fee)
  • Free 24-Hour Telephone Banking
  • Free Endorsement Stamp (available upon request)
  • Free Commercial Coin Wrapping

 

Savings

Exclusive Money Market Savings

Money Market Savings
Minimum to Open: $2,500.00
Minimum Balance: $2,500.00; $7.50 Service Charge per month if below $2,500.00 account balance
Interest: Variable, Tiered, Paid Monthly (no interest is paid for the month if the account balance falls below the minimum requirement)

 

Additional Benefits:

  • Online Banking
  • Free E-Statements (paper statement available for a monthly $5.00 Paper Statement Fee)
  • Free 24-Hour Telephone Banking

 

CDs

Certificate of Deposits (CDs)

A Certificate of Deposit (CD) offers you a great way to save money. We offer a selection of terms, competitive interest rates and our personalized service to assist you in making the right choices for your financial needs. We require a $500.00 minimum deposit to open a CD and if you choose to withdraw early, there may be penalties.

 

CDs are safe and federally insured for protecting your savings up to $250,000.00.

 

If you would like more information about our CDs, please contact us and we will be happy to assist you.

 

IRAs & HSAs

Individual Retirement Accounts (IRAs)

We offer various IRA options for you to help your employees plan and save for their future. Talk to your banker today about your options.

Health Savings Accounts (HSAs)

Reduce your insurance premiums and switch to a Health Savings Account qualified health plan. Reallocate insurance premium dollars into individual employee accounts; employer contributions to employee HSAs are made with pre-tax dollars.

 

For further details or to apply, please contact us.