Happy business owner hanging an open sign on the door at a cafe and smiling - food and drinks concepts.

Business

Accounts

wave graphic

Checking

Simple Business Checking

*Avoided if the average daily balance exceeds $100.00.

**$0.25 per item exceeding number of free items.

Simple Non-Profit Checking

*Account is eligible for Free Paper Statements With Images

Account Analysis Checking

*Each month, earnings credit will be applied to offset certain account activity charges. Earnings credit is based on the average collected balance multiplied by the earnings credit rate determined by the Bank.

Savings

Simple Savings

*Avoided if the average daily balance exceeds $50.00.

**Interest is paid on the average daily balance during the account cycle.

Money Market Savings

*Avoided if the average daily balance exceeds $5,000.00.

**Interest is paid on the average daily balance during the account cycle.

Premier Money Market Savings

*Avoided if the average daily balance exceeds $25,000.00.

**Interest is paid on the average daily balance during the account cycle.

 

FEDERAL REGULATION D LIMITS THE NUMBER OF CERTAIN TRANSFERS AND
WITHDRAWALS FROM YOUR SAVINGS OR MONEY MARKET ACCOUNT TO SIX
PER CALENDAR MONTH

Certificate of Deposit (CD)

A CD offers you a great way to save money. We offer a selection of terms, competitive interest rates and personalized service to assist you in making the right choices for your financial needs. We require a $500.00 minimum deposit to open a CD and if you choose to withdraw early, there may be penalties.

CDs are safe and federally insured for protecting your savings up to $250,000.00.

For further details, please contact us.

Health Savings Account (HSA)

Reduce your insurance premiums and switch to a Health Savings Account qualified health plan. Reallocate insurance premium dollars into individual employee accounts; employer contributions to an employee HSA is made with pre-tax dollars.

For further details, please contact us.