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Get cash anytime, day or night, through our convenient Citizens Alliance Bank ATMs. Check our list of ATM Locations to find out where you can find a fee-free ATM near you.

Check Reorders

If you would like to order checks, please contact us. Speaking with a banker will help ensure any changes and/or updates that may be needed get applied at that time.

Digital Wallet

Link your Citizens Alliance Bank Visa® Debit Card to pay securely and quickly in stores, online or for in-app purchases. Digital Wallet is compatible with Apple Pay®, Google Pay™, Samsung Pay®, Fitbit Pay™ and Garmin Pay™.

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Direct Deposit

Save time and prevent mail theft by having your payroll and specified government checks deposited directly into your Citizens Alliance Bank account.

To set up direct deposit, you will need the Citizens Alliance Bank routing number: 091904856 and your Citizens Alliance Bank account number.

Night Depository

Have a deposit before or after banking hours? Most Citizens Alliance Bank locations offer night depository for your convenience. Your deposit will be processed the next business day.

Official Checks

Making a large purchase? Visit your local Citizens Alliance Bank to purchase an Official Check. An Official Check is guaranteed by the Bank since they are only issued with collected funds.

Safe Deposit Boxes

Keep your important documents and treasures safe and secure at Citizens Alliance Bank. Most locations offer a variety of sizes of Safe Deposit Boxes.

For further details, please contact us.

Telephone Banking

Call (888)847-3999 for quick and easy access to your account. You can review your account transactions, verify cleared checks, transfer funds and much more.

For further details, please contact us.

Visa® Credit Cards

When you carry a Citizens Alliance Bank Visa® Credit Card, you can have the security of knowing who to call in case of a question or problem. It is a hometown credit card with hometown answers and help.

Features and Benefits:

  • Competitive Annual Percentage Rate
  • EMV Chip Technology
  • ScoreCard Rewards
    • Earn 1 point for every $1.00 you spend on eligible net purchases.
  • Zero Fraud Liability Protection
    • Use your Visa® Credit Card to make purchases anywhere and you are protected from unauthorized use of your card or account information. With the Visa® Zero Liability policy1, your liability for unauthorized transactions2 is $0.00; you pay nothing.
  • No-Cost Travel Accident Insurance
    • When you purchase your airline ticket with your covered Visa® Credit Card you can receive accidental death and dismemberment coverage. This coverage applies to more than air travel – it also can be in place when you have used your covered Visa® Credit Card to purchase your ticket for travel via other forms of transportation, such as ferry, train or bus.
    • Coverage includes courtesy ground transportation to and from the airport (or train depot, bus terminal, etc.) and between terminals and while you are at the airport immediately before departure or immediately after arrival on any covered trip.
  • Auto Rental Collision Damage Waiver
    • Receive auto coverage for damage due to collision or theft. To activate the coverage, complete the entire rental transaction with your eligible Visa® card and decline the rental company’s collision damage waiver (CDW) coverage if offered by the auto rental company.

1Visa’s® Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa®. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.

2Financial institutions may exclude from the Zero Liability policy a transaction made by a person authorized to transact business on the account and/or a transaction made by a cardholder that exceeds the authority given by the account owner.

Visit to analyze your spending, review your statements, and pay bills online. To view your reward balance or redeem your ScoreCard Reward points visit

For further details, please contact us or email

Visa® Debit Cards

Citizens Alliance Bank offers Visa® Debit Cards that allow you to make purchases with funds from your checking account without writing a check. With this card, you have access to your money anytime, day or night. This card is accepted nationwide and at our eleven local ATMs.

To avoid certain fees associated with a non-Citizens Alliance Bank owned ATM, you can use your Citizens Alliance Bank Visa® Debit Card at a PULSE ATM, In Balance ATM or MoneyPass ATM.

Member of the PULSE ATM Network, click here for the ATM locator.

Member of the In Balance ATM Network, click here for the ATM locator.

Member of the MoneyPass ATM Network, click here for the ATM locator.

For a lost and/or stolen Citizens Alliance Bank Visa® Debit Card, please call (844)772-4258.

Visa® Incentive Cards

The Convenient Visa® Incentive Card is a single load reward card designed for business customers.

  • Load the card at any Citizens Alliance Bank location up to $750.00.
  • The card can be used wherever Visa® Debit Cards are accepted, around the world.
  • The card does not provide cash access.
  • Purchases can be made online, but you must register the card first so your address can be verified for the purchase.
  • Set up text and email alerts to notify you when transaction parameters are met and when the card balance is low.
  • Purchase Fee: $5.00-$7.50.