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Autobooks is an easy-to-use solution that includes everything you need to stay on top of your business — digital invoicing and payment acceptance, plus accounting and reporting. Access it inside your Citizens Alliance Bank online and mobile banking now and try it for yourself. 

To learn more click HERE.

Check Reorders

If you need to reorder checks for your Citizens Alliance Bank Checking Account, you can easily order them through our provider’s online portal. Here is what you will need to place your order:

  • Citizens Alliance Bank Routing Number: 091904856
  • Your Citizens Alliance Bank Checking Account Number


Digital Wallet

Link your Citizens Alliance Bank Visa® Credit Card and/or Visa® Debit Card to pay securely and quickly in stores, online or for in-app purchases. Digital Wallet is compatible with Apple Pay®, Google Pay™, Samsung Pay®, Fitbit Pay™, and Garmin Pay™.

Direct Deposit

Save time and prevent mail theft by having your payroll and specified government checks deposited directly into your Citizens Alliance Bank account.

To set up direct deposit, you will need the Citizens Alliance Bank routing number: 091904856 and your Citizens Alliance Bank account number.

Night Depository

Have a deposit before or after banking hours? Most Citizens Alliance Bank locations offer night depository for your convenience. Your deposit will be processed the next business day.

Official Checks

Making a large purchase? Visit your local Citizens Alliance Bank to purchase an Official Check. An Official Check is guaranteed by the Bank since they are only issued with collected funds.

Regulation E Opt In/Out Information

What does Opting Out mean for Business Accounts?

If you choose to opt out, Citizens Alliance Bank will not approve ATM or debit card transactions that may lead to an overdraft on your business account. This represents a more conservative approach to managing your account.

By opting out:

  • ATM transactions that could overdraw your account will not be authorized.
  • Debit card transactions that may overdraw your account will not be authorized.

To Opt Out, please click HERE


Please note:

  • Business Accounts do not require Opt In.
  • Check, ACH, and Teller transactions do not require Opt In.


Safe Deposit Boxes

Keep your important documents and treasures safe and secure at Citizens Alliance Bank. Most locations offer a variety of sizes of Safe Deposit Boxes.

For further details, please contact us.

Telephone Banking

Call (888)847-3999 for quick and easy access to your account. You can review your account transactions, verify cleared checks, transfer funds, and much more.

For further details, please contact us.

Visa® Credit Cards

When you carry a Citizens Alliance Bank Visa® Credit Card, you can have the security of knowing who to call in case of a question or problem. It is a hometown credit card with hometown answers and help.

Card Features:

  • 1x Points on Purchases
  • Competitive APR on Purchases and Balance Transfers
  • No Annual Fee: See Important Disclosures
  • Digital Wallet
  • Mobile App
  • Contactless

Card Benefits:

  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Zero Liability
    • Use your Visa® Credit Card to make purchases anywhere and you are protected from unauthorized use of your card or account information. With the Visa® Zero Liability policy1, your liability for unauthorized transactions2 is $0.00; you pay nothing.
  • Roadside Dispatch®
  • Travel and Emergency Assistance Services
  • Purchase Security/Extended Protection
  • No-Cost Travel Accident Insurance

Contact us to learn more about your specific Visa® Credit Card benefits and features.


My Card Statement:

ScoreCard Rewards:


Customer Service: (800)423-7503

Report Lost or Stolen Card: (727)570-4881

After Hours: (866)604-0381

Business Hours: (320)847-1504



Apply Online: CLICK HERE


1Visa’s® Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa®. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.

2Financial institutions may exclude from the Zero Liability policy a transaction made by a person authorized to transact business on the account and/or a transaction made by a cardholder that exceeds the authority given by the account owner.

Download the Citizens Alliance Bank Visa® Credit Card App:

Download on the App Store Button Download on Google Play Button

Visa® Debit Cards

Citizens Alliance Bank offers Visa® Debit Cards that allow you to make purchases with funds from your checking account without writing a check. With this card, you have access to your money anytime, day or night. This card is accepted nationwide and at our eleven local ATMs.

To avoid certain fees associated with a non-Citizens Alliance Bank owned ATM, you can use your Citizens Alliance Bank Visa® Debit Card at a PULSE ATM, In Balance ATM, or MoneyPass ATM.

Member of the PULSE ATM Network, click here for the ATM locator.

Member of the In Balance ATM Network, click here for the ATM locator.

Member of the MoneyPass ATM Network, click here for the ATM locator.

For a lost and/or stolen Citizens Alliance Bank Visa® Debit Card, please call (844)772-4258.

Visa® Incentive Cards

The Convenient Visa® Incentive Card is a single load reward card designed for business customers.

  • Load the card at any Citizens Alliance Bank location up to $750.00.
  • The card can be used wherever Visa® Debit Cards are accepted, around the world.
  • The card does not provide cash access.
  • Purchases can be made online, but you must register the card first so your address can be verified for the purchase.
  • Set up text and email alerts to notify you when transaction parameters are met and when the card balance is low.
  • Purchase Fee: $5.00.