Use the equity in your home to take advantage of great rates to purchase a vehicle, go on vacation or make improvements to your home. We offer both fixed term home equity loans and variable rate home equity lines of credit.

For further details or to apply, please contact us.

Time to fix that leaky roof? How about finish the basement? Contact us when it is time to repair or remodel your home and our knowledgeable staff will work to find the right loan option to fit your home improvement needs. We have several types of loan options to put the equity in your home to work for you.

For further details or to apply, please contact us.

Whether purchasing a new home, refinancing to get some cash out or just refinancing to get better rates and lower your monthly payment, Citizens Alliance Bank offers long term, fixed rate mortgages to fit your needs. Your loan will be processed and underwritten by your local community bankers who understand the markets in which we live and work. Best of all, your loan will be serviced at your local Citizens Alliance Bank during the life of the loan. When you bank with us, we are your mortgage partner for life.

In accordance with the Secure and Fair Enforcement of the Mortgage Licensing Act of 2008, the names and corresponding unique identifying numbers of the bank’s mortgage loan officers are available upon request.

For further details or to apply, please contact us.

From lot purchase to groundbreaking to moving in, Citizens Alliance Bank will work with you throughout the construction process. We offer a competitive and flexible construction loan that allows you to pay your contractors as your house is in the building phase. Best of all, when your home is complete, we have short term and long-term mortgage options available to fit your life plans.

For further details or to apply, please contact us.

Personal loans can be arranged with repayment terms set to meet your budget. This includes debt consolidation loans, vacation loans, and auto loans for new or used cars or trucks. Recreational vehicle loans are available to finance watercraft vehicles, motor homes, snowmobiles, ATVs, campers, fish houses, and motorcycles.

For further details or to apply, please contact us.

Ready Reserve is another name for overdraft protection. Whenever your Citizens Alliance Bank account become negative, funds are transferred from your ready reserve to your checking account. The amount of your Ready Reserve is determined by your level of income and ability to repay.

For further details or to apply, please contact us.

We offer many different real estate options to fit your financial needs. Whether you are looking to purchase, refinance, or build a new home, we have the right loan for you. Our knowledgeable staff can walk you through the process and make sure you get the right loan product to fit your plans.

In accordance with the Secure and Fair Enforcement of the Mortgage Licensing Act of 2008, the names and corresponding unique identifying numbers of the bank’s mortgage loan officers are available upon request.

For further details or to apply, please contact us.