Effective Thursday, March 19, all Citizens Alliance Bank lobbies will have limited access by appointment only, however drive-up services will continue as usual.
Click here for more details and the latest updates.
Happy senior couple outside in spring nature, hugging at sunset.
MINIMUM TO OPEN | $50.00 |
MINIMUM BALANCE FEE | None |
INTEREST | None |
ELIGIBLE FOR PERKS | Senior or Youth Perks |
STATEMENT CYCLE | Monthly: 7th |
MINIMUM TO OPEN | $1,500.00 |
MINIMUM BALANCE FEE | $7.50 Per Month* |
INTEREST | Variable/Tiered** |
ELIGIBLE FOR PERKS | Senior Perks |
STATEMENT CYCLE | Monthly: 21st |
*Avoided if the average daily balance exceeds $1,500.00.
**Interest is paid on the average daily balance during the account cycle.
MINIMUM TO OPEN | $25,000.00 |
MINIMUM BALANCE FEE | $7.50 Per Month* |
INTEREST | Variable/Tiered** |
ELIGIBLE FOR PERKS | Senior Perks |
STATEMENT CYCLE | Monthly: 21st |
*Avoided if the average daily balance exceeds $25,000.00.
**Interest is paid on the average daily balance during the account cycle.
Youth Perks:
Senior Perks:
MINIMUM TO OPEN | $50.00 |
MINIMUM BALANCE FEE | $7.50 Per Quarter* |
INTEREST | Variable/Tiered** |
ELIGIBLE FOR PERKS | Senior or Youth Perks |
STATEMENT CYCLE | Quarterly: Last Day |
*Avoided if the average daily balance exceeds $50.00.
**Interest is paid on the average daily balance during the account cycle.
MINIMUM TO OPEN | $5,000.00 |
MINIMUM BALANCE FEE | $7.50 Per Month* |
ELIGIBLE FOR PERKS | Senior Perks |
STATEMENT CYCLE | Monthly: 15th |
*Avoided if the average daily balance exceeds $5,000.00.
**Interest is paid on the average daily balance during the account cycle.
MINIMUM TO OPEN | $25,000.00 |
MINIMUM BALANCE FEE | $7.50 Per Month* |
INTEREST | Variable/Tiered** |
ELIGIBLE FOR PERKS | Senior Perks |
STATEMENT CYCLE | Monthly: 15th |
*Avoided if the average daily balance exceeds $25,000.00.
**Interest is paid on the average daily balance during the account cycle.
Youth Perks:
Senior Perks:
FEDERAL REGULATION D LIMITS THE NUMBER OF CERTAIN TRANSFERS AND
WITHDRAWALS FROM YOUR SAVINGS OR MONEY MARKET ACCOUNT TO SIX
PER CALENDAR MONTH
A CD offers you a great way to save money. We offer a selection of terms, competitive interest rates and personalized service to assist you in making the right choices for your financial needs. We require a $500.00 minimum deposit to open a CD and if you choose to withdraw early, there may be penalties.
CDs are safe and federally insured for protecting your savings up to $250,000.00.
For further details, please contact us.
Save for your future with a Traditional IRA or a Roth IRA. Consult your tax advisor to determine what type of IRA is right for you.
We require a $500.00 minimum deposit to open an IRA account and a $500.00 minimum balance to maintain the current Annual Percentage Yield (APY).
For further details, please contact us.
An HSA provides tax benefits related to paying qualified medical expenses. HSA balances can be accumulated year to year and earnings are tax deferred.
For further details, please contact us.