In observance of Columbus Day, all Citizens Alliance Bank locations will be closed on Monday, October 14, 2024. Our Digital Banking and ATM Services remain available 24/7
Happy senior couple outside in spring nature, hugging at sunset.
MINIMUM TO OPEN | $50.00 |
MINIMUM BALANCE FEE | None |
INTEREST | Variable/Tiered* |
ELIGIBLE FOR PERKS | None |
STATEMENT CYCLE | Last Day of Month |
*Interest is paid on the daily balance throughout the statement cycle.
*You must maintain a minimum daily balance of $0.01 and meet the three eligibility requirements to obtain the disclosed annual percentage yield. The daily balance is calculated by the principal in the account each day.
For further details, please contact us.
MINIMUM TO OPEN | $50.00 |
MINIMUM BALANCE FEE | None |
INTEREST | None |
ELIGIBLE FOR PERKS | Senior or Youth Perks |
STATEMENT CYCLE | Monthly: 7th |
MINIMUM TO OPEN | $1,500.00 |
MINIMUM BALANCE FEE | $7.50 Per Month* |
INTEREST | Variable/Tiered** |
ELIGIBLE FOR PERKS | Senior Perks |
STATEMENT CYCLE | Monthly: 21st |
*Fee avoided if the $1,500.00 daily balance is maintained.
**Interest is paid on the average daily balance during the statement cycle.
**You must maintain a minimum average daily balance of $1,500.00 to obtain the disclosed annual percentage yield.
For further details, please contact us.
MINIMUM TO OPEN | $25,000.00 |
MINIMUM BALANCE FEE | $7.50 Per Month* |
INTEREST | Variable/Tiered** |
ELIGIBLE FOR PERKS | Senior Perks |
STATEMENT CYCLE | Monthly: 21st |
*Fee avoided if the $25,000.00 daily balance is maintained.
**Interest is paid on the average daily balance during the statement cycle.
**You must maintain a minimum average daily balance of $25,000.00 to obtain the disclosed annual percentage yield.
For further details, please contact us.
Youth Perk benefits include: no minimum daily balance required, $2.50 will be deposited annually on the youth’s birthday, waived Paper Statement Fee, waived Images with Statement Fee, and waived Dormant Account Fee. You must be between the ages of 0 to 17 to be eligible for Youth Perks.
Senior Perk benefits include: free standard checks, waived Paper Statement Fee, waived Images with Statement Fee, free Official Checks, waived Stop Payment Fee, free photocopies, and free faxes. You must be 60 years of age or older to be eligible for Senior Perks.
MINIMUM TO OPEN | $50.00 |
MINIMUM BALANCE FEE | $7.50 Per Quarter* |
INTEREST | Variable/Tiered** |
ELIGIBLE FOR PERKS | Senior or Youth Perks |
STATEMENT CYCLE | Quarterly: Last Day |
*Fee avoided if the $50.00 daily balance is maintained.
**Interest is paid on the average daily balance during the statement cycle.
**You must maintain a minimum average daily balance of $50.00 to obtain the disclosed annual percentage yield.
For further details, please contact us.
MINIMUM TO OPEN | $5,000.00 |
MINIMUM BALANCE FEE | $7.50 Per Month* |
ELIGIBLE FOR PERKS | Senior Perks |
STATEMENT CYCLE | Monthly: 15th |
*Fee avoided if the $5,000.00 daily balance is maintained.
**Interest is paid on the average daily balance during the statement cycle.
**You must maintain a minimum average daily balance of $5,000.00 to obtain the disclosed annual percentage yield.
For further details on rates, please contact us.
MINIMUM TO OPEN | $25,000.00 |
MINIMUM BALANCE FEE | $7.50 Per Month* |
INTEREST | Variable/Tiered** |
ELIGIBLE FOR PERKS | Senior Perks |
STATEMENT CYCLE | Monthly: 15th |
*Fee avoided if the $25,000.00 daily balance is maintained.
**Interest is paid on the average daily balance during the statement cycle.
**You must maintain a minimum average daily balance of $25,000.00 to obtain the disclosed annual percentage yield.
For further details on rates, please contact us.
Youth Perk benefits include: no minimum daily balance required, $2.50 will be deposited annually on the youth’s birthday, waived Paper Statement Fee, waived Images with Statement Fee, and waived Dormant Account Fee. You must be between the ages of 0 to 17 to be eligible for Youth Perks.
Senior Perk benefits include: free standard checks, waived Paper Statement Fee, waived Images with Statement Fee, free Official Checks, waived Stop Payment Fee, free photocopies, and free faxes. You must be 60 years of age or older to be eligible for Senior Perks.
A CD offers you a great way to save money. We offer a selection of terms, competitive interest rates and personalized service to assist you in making the right choices for your financial needs. We require a $500.00 minimum deposit to open a CD and if you choose to withdraw early, there may be penalties.
CDs are safe and federally insured for protecting your savings up to $250,000.00.
Minimum Opening Deposit – $500.00
4 Month – 5.08% APY
7 Month – 4.95% APY
15 Month – 4.40% APY
38 Month – 3.70% APY
A penalty will be imposed for early withdrawal. Daily balances; the amount of the principle in the account each day. Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yield (APY) are current as of September 27 , 2024. All rates are subject to change by Bank Management.
For further details, please contact us.
Minimum Opening Deposit – $100,000.00
Valid with $100,000.00 of Money Not Already on Deposit Required to Enter this Product.
$100,000.00 – $249,999.99 | 4.19% APY
$250,000.00 – $499,999.99 | 4.39% APY
$500,000.00 – $999,999.99 | 4.58% APY
$1,000,000.00 – $2,499,999.99 | 4.77% APY
$2,500,000.00 + | 4.97% APY
The Interest Rate and Annual Percentage Yield (APY) may change after account opening. Daily balance; the amount of the principle in the account each day. Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yield are current as of September 16, 2024. All Rates are subject to change by Bank Management.
Save for your future with a Traditional IRA or a Roth IRA. Consult your tax advisor to determine what type of IRA is right for you.
We require a $500.00 minimum deposit to open an IRA account and a $500.00 minimum balance to maintain the current Annual Percentage Yield (APY).
For further details, please contact us.
An HSA provides tax benefits related to paying qualified medical expenses. HSA balances can be accumulated year to year and earnings are tax deferred.
For further details, please contact us.