OPEN A NEW DEPOSIT ACCOUNT

Consumer Advantage Checking

*Interest is paid on the daily balance throughout the statement cycle.

*You must maintain a minimum daily balance of $0.01 and meet the three eligibility requirements to obtain the disclosed annual percentage yield. The daily balance is calculated by the principal in the account each day.

For further details, please contact us.

Simple Consumer Checking

Youth Perk benefits include: no minimum daily balance required, $2.50 will be deposited annually on the youth’s birthday, waived Paper Statement Fee, waived Images with Statement Fee, and waived Dormant Account Fee. You must be between the ages of 0 to 17 to be eligible for Youth Perks.

Senior Perk benefits include: free standard checks, waived Paper Statement Fee, waived Images with Statement Fee, free Official Checks, waived Stop Payment Fee, free photocopies, and free faxes. You must be 60 years of age or older to be eligible for Senior Perks.

OPEN A NEW DEPOSIT ACCOUNT

Simple Savings

*Fee avoided if the $50.00 daily balance is maintained.
**Interest is paid on the average daily balance during the statement cycle.
**You must maintain a minimum average daily balance of $50.00 to obtain the disclosed annual percentage yield.

For further details, please contact us.

Money Market Savings

*Fee avoided if the $5,000.00 daily balance is maintained.
**Interest is paid on the average daily balance during the statement cycle.
**You must maintain a minimum average daily balance of $5,000.00 to obtain the disclosed annual percentage yield.

For further details on rates, please contact us.

Premier Money Market Savings

*Fee avoided if the $25,000.00 daily balance is maintained.
**Interest is paid on the average daily balance during the statement cycle.
**You must maintain a minimum average daily balance of $25,000.00 to obtain the disclosed annual percentage yield.

For further details on rates, please contact us.

Youth Perk benefits include: no minimum daily balance required, $2.50 will be deposited annually on the youth’s birthday, waived Paper Statement Fee, waived Images with Statement Fee, and waived Dormant Account Fee. You must be between the ages of 0 to 17 to be eligible for Youth Perks.

Senior Perk benefits include: free standard checks, waived Paper Statement Fee, waived Images with Statement Fee, free Official Checks, waived Stop Payment Fee, free photocopies, and free faxes. You must be 60 years of age or older to be eligible for Senior Perks.

A CD offers you a great way to save money. We offer a selection of terms, competitive interest rates and personalized service to assist you in making the right choices for your financial needs. We require a $500.00 minimum deposit to open a CD and if you choose to withdraw early, there may be penalties.

CDs are safe and federally insured for protecting your savings up to $250,000.00.

Minimum Opening Deposit – $500.00

4 Month – 4.55% APY

7 Month – 4.35% APY

15 Month – 3.80% APY

38 Month – 3.20% APY

A penalty will be imposed for early withdrawal. Daily balances; the amount of the principle in the account each day. Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yield (APY) are current as of March 25, 2025. All rates are subject to change by Bank Management.

For further details, please contact us.

Minimum Opening Deposit – $100,000.00

Valid with $100,000.00 of Money Not Already on Deposit Required to Enter this Product.

$100,000.00 – $249,999.99 | 3.35% APY

$250,000.00 – $499,999.99 | 3.55% APY

$500,000.00 – $999,999.99 | 3.75% APY

$1,000,000.00 – $2,499,999.99 | 3.90% APY

$2,500,000.00 + | 4.11% APY

The Interest Rate and Annual Percentage Yield (APY) may change after account opening. Daily balance; the amount of the principle in the account each day. Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yield are current as of March 25, 2025. All Rates are subject to change by Bank Management.

Save for your future with a Traditional IRA or a Roth IRA. Consult your tax advisor to determine what type of IRA is right for you.

• Traditional IRA: You can take advantage of an IRA with tax-deductible or a non-deductible IRA with no eligibility requirements.
• Roth IRA: This is a popular option that offers you tax-free withdrawals after the age of 59 ½.

We require a $500.00 minimum deposit to open an IRA account and a $500.00 minimum balance to maintain the current Annual Percentage Yield (APY).

For further details, please contact us.

An HSA is a type of savings account that lets an individual set aside money on a pre-tax basis to pay for qualified medical expenses.

To be eligible to open an HSA you must meet the following criteria:

• Be at least 18 years old.
• Not be claimed as a dependent on someone else’s tax return.
• Be covered under a High Deductible Health Plan (HDHP).
  • The plan does not need to be in your name, but you must be covered under it.
• Not enrolled in Medicare.
  • Most HSA owners lose eligibility to contribute at age 65 when they begin Medicare.
• Employment is not a requirement.

Ready to get started?!

We offer the convenience of opening an HSA account online, as well as in person, making it easier than ever to get started.

Click HERE to start your application today!

For information on tax advantages please contact your tax advisor.