OPEN A NEW DEPOSIT ACCOUNT

Simple Consumer Checking

Consumer Interest Checking

*Fee avoided if the $1,500.00 daily balance is maintained.

**Interest is paid on the average daily balance during the account cycle.

**You must maintain a minimum average daily balance of $1,500.00 to obtain the disclosed annual percentage yield.

Consumer Premier Checking

*Fee avoided if the $25,000.00 daily balance is maintained.

**Interest is paid on the average daily balance during the account cycle.

**You must maintain a minimum average daily balance of $25,000.00 to obtain the disclosed annual percentage yield.

Youth Perk benefits include: no minimum daily balance required, $2.50 will be deposited annually on the youth’s birthday, waived Paper Statement Fee, waived Images with Statement Fee, and waived Dormant Account Fee. You must be between the ages of 0 to 17 to be eligible for Youth Perks.

Senior Perk benefits include: free standard checks, waived Paper Statement Fee, waived Images with Statement Fee, free Official Checks, waived Stop Payment Fee, free photocopies, and free faxes. You must be 60 years of age or older to be eligible for Senior Perks.

OPEN A NEW DEPOSIT ACCOUNT

Simple Savings

*Fee avoided if the $50.00 daily balance is maintained.

**Interest is paid on the average daily balance during the account cycle.

**You must maintain a minimum average daily balance of $50.00 to obtain the disclosed annual percentage yield.

Money Market Savings

*Fee avoided if the $5,000.00 daily balance is maintained.

**Interest is paid on the average daily balance during the account cycle.

**You must maintain a minimum average daily balance of $5,000.00 to obtain the disclosed annual percentage yield.

Premier Money Market Savings

*Fee avoided if the $25,000.00 daily balance is maintained.

**Interest is paid on the average daily balance during the account cycle.

**You must maintain a minimum average daily balance of $25,000.00 to obtain the disclosed annual percentage yield.

Youth Perk benefits include: no minimum daily balance required, $2.50 will be deposited annually on the youth’s birthday, waived Paper Statement Fee, waived Images with Statement Fee, and waived Dormant Account Fee. You must be between the ages of 0 to 17 to be eligible for Youth Perks.

Senior Perk benefits include: free standard checks, waived Paper Statement Fee, waived Images with Statement Fee, free Official Checks, waived Stop Payment Fee, free photocopies, and free faxes. You must be 60 years of age or older to be eligible for Senior Perks.

A CD offers you a great way to save money. We offer a selection of terms, competitive interest rates and personalized service to assist you in making the right choices for your financial needs. We require a $500.00 minimum deposit to open a CD and if you choose to withdraw early, there may be penalties.

CDs are safe and federally insured for protecting your savings up to $250,000.00.

For further details, please contact us.

Save for your future with a Traditional IRA or a Roth IRA. Consult your tax advisor to determine what type of IRA is right for you.

• Traditional IRA: You can take advantage of an IRA with tax-deductible or a non-deductible IRA with no eligibility requirements.
• Roth IRA: This is a popular option that offers you tax-free withdrawals after the age of 59 ½.

We require a $500.00 minimum deposit to open an IRA account and a $500.00 minimum balance to maintain the current Annual Percentage Yield (APY).

For further details, please contact us.

An HSA provides tax benefits related to paying qualified medical expenses. HSA balances can be accumulated year to year and earnings are tax deferred.

For further details, please contact us.