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Consumer

Accounts

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Checking

Simple Consumer Checking

Consumer Interest Checking

*Avoided if the average daily balance exceeds $1,500.00.

**Interest is paid on the average daily balance during the account cycle.

Consumer Premier Checking

*Avoided if the average daily balance exceeds $25,000.00.

**Interest is paid on the average daily balance during the account cycle.

 

Youth Perks:

  • Eligible Ages: 0-17
  • No Minimum Daily Balance Required
  • Free Gift at Opening
  • $2.50 Deposit Each Birthday
  • $25.00 Deposit on 18th Birthday – See Banker for Details
  • Free Paper Statements With Images
  • No Dormant Account Fee

Senior Perks:

  • Eligible Ages: 60+
  • Free Standard Checks
  • Free Paper Statements With Images
  • Free Official Checks
  • Free Stop Pay Orders
  • Free Photocopies
  • Free Faxes

Savings

Simple Savings

*Avoided if the average daily balance exceeds $50.00.

**Interest is paid on the average daily balance during the account cycle.

Money Market Savings

*Avoided if the average daily balance exceeds $5,000.00.

**Interest is paid on the average daily balance during the account cycle.

Premier Money Market Savings

*Avoided if the average daily balance exceeds $25,000.00.

**Interest is paid on the average daily balance during the account cycle.

 

Youth Perks:

  • Eligible Ages: 0-17
  • No Minimum Daily Balance Required
  • Free Gift at Opening
  • $2.50 Deposit Each Birthday
  • $25.00 Deposit on 18th Birthday – See Banker for Details
  • Free Paper Statements With Images
  • No Dormant Account Fee

Senior Perks:

  • Eligible Ages: 60+
  • Free Standard Checks
  • Free Paper Statements With Images
  • Free Official Checks
  • Free Stop Pay Orders
  • Free Photocopies
  • Free Faxes

Certificate of Deposit (CD)

A CD offers you a great way to save money. We offer a selection of terms, competitive interest rates and personalized service to assist you in making the right choices for your financial needs. We require a $500.00 minimum deposit to open a CD and if you choose to withdraw early, there may be penalties.

CDs are safe and federally insured for protecting your savings up to $250,000.00.

For further details, please contact us.

Individual Retirement Account (IRA)

Save for your future with a Traditional IRA or a Roth IRA. Consult your tax advisor to determine what type of IRA is right for you.

  • Traditional IRA: You can take advantage of an IRA with tax-deductible or a non-deductible IRA with no eligibility requirements.
  • Roth IRA: This is a popular option that offers you tax-free withdrawals after the age of 59 ½.

For further details, please contact us.

Health Savings Account (HSA)

An HSA provides tax benefits related to paying qualified medical expenses. HSA balances can be accumulated year to year and earnings are tax deferred.

For further details, please contact us.